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Welcome to our Special Housing Loan Restructuring Program page.

Under this program, you are given the opportunity to renegotiate the terms of your loan and make it easier for you to pay your Pag-IBIG Fund Housing Loan. This is part of our efforts to help you during these challenging times.

As an added benefit, your restructured loan under the Special Housing Loan Restructuring program shall have an interest rate of only 6.375% per annum on a 3-year fixed pricing period. On the other hand, if your Pag-IBIG Housing Loan bears a subsidized interest rate, the said subsidized rate shall be retained for the remaining duration of its fixed pricing period.

In both cases, the interest rate on your restructured loan under this program is lower than the 8% per annum interest rate set under our Regular Housing Loan Restructuring Program.

Before getting started, please make sure to prepare the following:


Photocopy or scanned copy of ONE (1) of your VALID IDENTIFICATION (ID) CARDS
Click here for the list of acceptable IDs


Selfie photo showing your ID Card
Click here to see a sample

Check here to indicate that you have read and agree to the terms and conditions.

I have read about the Data Privacy Statement as well as the Pag-IBIG Fund Privacy Policy and express my consent thereto. In the same manner, I hereby express my consent for Pag-IBIG Fund to collect, record, organize, update or modify, retrieve, consult, use, consolidate, block, erase or destruct my personal data as part of my information. I hereby affirm my right to: (a) be informed; (b) object to processing; (c) access; (d) rectify, suspend or withdraw my personal data; (e) damages; and (f) data portability pursuant to the provisions of the Act and its corresponding Implementing Rules and Regulations.